As an essential factor of sustainable human resources management, we focus on solutions that grant our clients the protection of their employees to support business stability and continuation.

Property insurance covers accidental damage to assets like buildings, stocks, plant & machinery, office, furniture & fixtures, and various other contents.

Bankers Blanket Bond (BBB) or Blanket Fidelity Bond is an insurance policy that insures financial institutions against risks related to fraud and dishonesty. DIOT-SIACI Middle East’s expert panel of financial risk managers provide you with a consultative approach based on risk management, benchmarking data on claims and coverage trends enabling you to make an informed decision.

Businesses are concerned about many risks related to their cargo in transit. DIOT-SIACI Middle East’s industry-leading marine cargo insurance solutions cover loss and damage of goods transited by air, sea, and road. Whatever the scope and scale of your business, we can offer you a solution that's perfect for your business and your budget. In short, you can concentrate on building your core business, and let DIOT-SIACI Middle East protect your cargo.

Jewelry & Art is close to our heart with more than 70 years of combined experience for Siaci-Driesassur, which is further complemented by the acquisition of Dufaud Assurances. We bring a global reach with a customized & local approach and boast of more than 110 specialists, handle more than 3900 clients globally with more than 560 claims handled on an annual basis.

Something as simple as a wet floor or a loose wiring can result in a claim against you.

Medical professionals are exposed to various types & levels of risk. Medical Malpractice insurance is a type of professional indemnity insurance for healthcare professionals that protects them from claims of misdiagnosis, negligence, or harm to patients. We at DIOT-SIACI Middle East design bespoke Medical Malpractice Insurance policies to cater to risks related to Specialty hospitals, doctors, clinics, practitioners, pharmacies etc. The policy provides various coverage including:

Motor Insurance provides coverage for own damage of the vehicles and third-party liabilities on the road, which is a compulsory cover as per the laws of the country. DIOT-SIACI Middle East’s Motor team structures bespoke solutions for corporate fleets, car rentals, individuals etc. and provide competitive policies ensuring that important areas such as geographical limits, medical expenses, windshield cover, ambulance expenses, costs of stickers & branding, personal accident, enhanced limits for third-party liability etc. are taken care of.

Professional indemnity (PI) insurance is designed to cover you against lawsuits and ensuing defence costs you might face if your work, service, or advice causes clients to suffer a loss arising out of your alleged professional negligence.

Contractors involved in construction activities need to purchase a Contractors All Risk Insurance, which covers damage to the contract works and associated third party liabilities. CAR is an all-risk policy, which covers everything expect what has been specifically excluded. The specialty construction team at DIOT-SIACI Middle East can design bespoke coverage, with a range of add-ons to suit your risk profile precisely.

In today’s dynamic and ever changing business environment, boards and directors & officers of a company have an increased responsibility of care towards the firm & employees and can be sued, which can put their personal assets at stake.

On average, Accounts Receivables comprise 37-40% of a manufacturer, trader, or wholesalers’ balance sheet. This asset in the books, however, is generally ignored and is one of the biggest causes of company insolvencies. A bespoke trade credit solution allows you to operate with a sense of confidence knowing your accounts receivables are protected and enables you to discover new markets & customers globally.

Employees & workers are exposed to risks while at work that can result in disability or death arising out of a work-related accident. Workers' compensation policy covers accidental injury / death of an individual employee during the course of employment. A WC policy is mandatory for all Free Zones in UAE.

With an increased reliance on the internet, businesses are getting more exposed to cyber risks, for which you need to devise the right strategies to prioritize, plan, protect & preserve your assets. Cyber risk today is one of the leading risks impacting businesses and is on the radar of risk managers globally.

DIOT-SIACI Middle East has an expertise in designing bespoke covers for terror-related events. Conventional insurance policies exclude coverage for terrorism & political violence and therefore you need a policy that protects your business and investments abroad.

A performance or surety bond guarantees that a supplier can meet its financial obligations when certain performance targets are missed. Our specialized teams review all terms of your contract and structure bonds that cater to your requirements and provides full claims advocacy service when required.